Real Estate News: What Items Affect The Cost Of Your Home Insurance

City of Hialeah - Miami Dade County

The fifth largest city in the State of Florida with an area of 20 sq. miles and a Class 1 Fire Department. Hialeah has access to most major thoroughfare - linked by I-95, I-75, the Palmetto and Sawgrass Expressways, and the Florida Turnpike. It is home to Hialeah Race Track and rich with investment opportunities for apts, homeownership, retail and the manufacturing sector. Mayor Julio Robaina serves as strong mayor. His vision to encourage business growth and quality of life for the residents maintains the City of Hialeah as one of the most desirable and stable community in Miami Dade County. See all the details at www.hialeahfl.gov

4/26/2010

What Items Affect The Cost Of Your Home Insurance

Home insurance can significantly increase the cost of home ownership.

Several factors that affect the cost of insuring your home:

· Location. A home near a fire hydrant or protected by a professional fire department, as opposed to volunteers, is less expensive to insure.

· History of claims. Previous claims push up the cost of insurance. This information is available at: The CLUE report cost is $19.50 and can be purchased at: http://tinyurl.com/26m57uo. The A-Plus report is $9 by mail and $13 by fax and available at: http://tinyurl.com/293slq7.

· Flood or Earthquake insurance? Policies for both of these perils are sold separately at a higher cost.

· How old are the home systems? Electrical and plumbing systems that are less than 10 years old cost less to insure.So planning upgrades should always consider the reduction effect on the home owners insurance costs.